After the initial adaption to AML, KYC and CTF regulations, banks and financial institutions are now looking for ways to make compliance a competitive advantage rather than a simple must-do to avoid fines. For way too long, AML, KYC and CTF compliance and risk management has been a part of organizational routines, separated from the core business. The investments you make to adapt to ever-changing regulations are now what can possibly differentiate you from your competition. How? Client Lifecycle Management.